Everyday Banking: We’ve got you covered.
For a limited time, new members can get up to $600.*
Explore everyday banking.
Your everyday banking needs are covered and more.
Our featured chequing, savings and credit card solutions give you our best benefits.
Coast Capital Elevate Chequing Account
- $16.95/month or less†
- Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more.
- Plus, free access to Coursera’s 11,000+ online courses and professional certificates (Value $538/year)‡
- And ID Assist® 24/7 online identity theft protection monitoring with password manager (Value $156/year)
- Click here for service fees
Open Account
First account at Coast Capital?
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Terms and Conditions.
† Pay $8.50/month if you:
- are 25 years of age or younger; or
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible transaction codes include the following; Payroll: 200-207; Pension: 230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll: 450
‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
◊ Read New Member Offer terms and conditions.
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High-Interest Savings Account
- No monthly fee
- 2 free monthly transactions‡
- $5 per additional transaction
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Click here for service fees
Open Account
First account at Coast Capital?
Already joined Coast Capital?
Terms and Conditions.
† Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business for our current rates and more information on how interest will be calculated.
‡ Transactions include Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, in branch transfers (between Coast Capital accounts), bill payments and withdrawals (in branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ATM, Coast-by-Phone and Coast Capital digital banking are free & unlimited.
◊ Read New Member Offer terms and conditions.
CloseCash Back Mastercard®
- 1 point for every $1 spent on grocery, gas, sustainable transit, select recurring bills and digital streaming purchases ($5k cap)†
- 0.5 points for every $1 spent on all other purchases†
- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance*
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Terms and Conditions.
†For full details, please see the Rewards Terms & Conditions of this card.
*Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
◊ Read New Member Offer terms and conditions.
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Being a member gets you more.
Elevate Chequing
Access 11,000+ world-class programs from Coursera.1
By opening an Elevate Chequing Account, members get premium banking benefits plus free access to Coursera's global online learning platform. Learn from leading companies and universities and earn professional certificates from Google, Meta, IBM and more that could help you advance your career and potentially get paid more.
Unlimited & Elevate Chequing
ID theft monitoring and protection with ID Assist®.
Get peace of mind with 24/7 dark web monitoring to protect your identity and personal information. Included with our Unlimited and Elevate Chequing Accounts or as separate paid plans.
All Accounts
Award-winning digital banking.
Complete secure banking transactions from the comfort of your home or on the go with Coast Online® Banking and the Coast Mobile® Banking app.
All our everyday banking accounts include:
Low or waivable fees
We offer different ways to reduce or fully waive your monthly fee while still getting the full value of your account.
Money Manager
Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool in digital banking.
Security alerts
To protect you and your information, we'll send you an alert message when rare or suspicious activity takes place on your account.
National ATM network
Free withdrawals and deposits at 4,000+ ding free® ATMs across Canada. Explore our ATM locator map for ding free® ATMs.
Connect with us.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Selector Tool
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- Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. On the Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. Only one (1) license can be associated with an email address to open a Coursera account, and if a primary account holder opens two (2) or more Coast Capital Elevate Chequing Accounts, the primary account holder must provide a unique email for each Account in order to receive one (1) license per each opened Account. A license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. A license has a monetary value of CAD 538 per year or a monthly monetary value of CAD 79 as of January 1, 2024. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of a license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
Helping people and businesses in Canada have financial opportunities to thrive together today and tomorrow.
10% reinvested every year in community partnerships to bring our purpose to life.
We know that some challenges are bigger than any single player can solve. That’s why we collaborate with local partners to tackle larger systemic issues, ensuring that we’re part of solutions supporting people and businesses nationwide.
By reinvesting 10% of our budgeted bottom line each year into local projects and initiatives, Coast Capital actively supports the communities where we live, work, and play.
That’s just one of the ways that we’re building a stronger, more resilient Canada together.