Skip to main content

Senior Banking

DAY TO DAY BANKING
Top of main content

Senior members get real benefits at Coast Capital.

We're committed to creating a banking experience that serves the needs of all of our members. That’s why we offer a variety of solutions, resources and discounts specifically for our senior members. We’re here to help you with your real goals and real challenges so you can live the real life you want today.

Explore all the different information on this page:

Coast Capital Elevate Chequing Account
Regular monthly fee: $16.95
Monthly fee for seniors (59+): $8.50
  • Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more.
  • Plus, free access to Coursera’s 11,000+ online courses and professional certificates (Value $538/year)‡
  • And ID Assist® 24/7 online identity theft protection monitoring with password manager (Value $156/year)
  • Click here for service fee

Learn more

Open account
† Read terms and conditions.

Terms and Conditions.

† Pay $8.50/month if you: 

  • are 25 years of age or younger; or
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible transaction codes include the following; Payroll:  200-207; Pension:  230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll:  450


‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. Only one (1) license can be associated with an email address to open a Coursera account, and if a primary account holder opens two (2) or more Coast Capital Elevate Chequing Accounts, the primary account holder must provide a unique email for each Account in order to receive one (1) bonus license per each opened Account. A license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. A license has a monetary value of CAD 538 per year or a monthly monetary value of CAD 79 as of January 1, 2024. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of a license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

Close
Coast Capital Unlimited Chequing Account
Regular monthly fee: $8.50
Monthly fee for seniors (59+): $0
  • Unlimited day-to-day transactions†, including free Interac e-Transfers
  • One free book of 25 single Canadian cheques per year
  • Free paper or e-Statements
  • Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (Value $96/year)
  • Click here for service fee

Learn more

Open account
† Read terms and conditions.

Terms and Conditions.

† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.

† Pay $0/month if you: 

  • are 25 years of age or younger;
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible transaction codes include the following; Payroll: 200-207; Pension: 230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll: 450

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

Close
Have questions?
We have answers.
Book appointment

or call us at 1.888.517.7000



Legacy Accounts - no longer offered

Coast Chequing® Classic
Account Monthly fee: $11

Fee waived if you’re 59+ years old
  • 40 transactions included1
  • Additional transactions1: $1.00
Coast Chequing® Prestige Account Monthly fee: $21

Fee $10.50 if you’re 59+ years old
  • Unlimited day-to-day
transactions1

Bank the way you want.

We offer different banking options so you can bank whenever and however you prefer.

Digital Banking
Digital Banking

Did you know you can do almost any transaction online that you can do in a branch? We’ll help every step of the way to make sure you’re set up for success.

Get started
50+ Branch Locations
50+ Branch Locations

We have over 50 full-service and advice-only branches open 6 days a week all across British Columbia. Find a branch near you with our Branch Locator.

Find branches
Coast-By-Phone®
Coast-By-Phone®

Coast-by-Phone turns your phone into your nearest branch. Pay your bills, transfer funds or check your balance simply by dialling in. We even have a quick menu guide to help you.

View quick menu
Advice Centre
Advice Centre

Call our Advice Centre at 1.888.517.7000. They can help with almost any transaction including investments and loans. You can even email us and we'll help you at a time that's convenient for you.

Email us

Advice you can trust.

Let's work together to make sure you feel confident about your finances.

Crunch the numbers yourself.

We have easy-to-use calculators so you can explore different approaches you can take.


Keep your information safe.

It’s easy to overlook how much important personal information is electronically stored on our devices. Learn all about the different types of fraud and how you can protect yourself and your personal information on our Cybersecurity Hub.

LEARN MORE

Keep your information safe.

It’s easy to overlook how much important personal information is electronically stored on our devices. Learn all about the different types of fraud and how you can protect yourself and your personal information on our Cybersecurity Hub.

LEARN MORE

Important information and other public disclosures.

We've made it easier to find links to our annual statements for you to reference specific Senior Member content.

2023 Public Accountability Statement

2022 Public Accountability Statement 

2021 Public Accountability Statement 

Resolving Your Complaint 

Senior Members Report

Important information and other public disclosures.

We've made it easier to find links to our annual statements for you to reference specific Senior Member content.

2023 Public Accountability Statement

2022 Public Accountability Statement 

2021 Public Accountability Statement 

Resolving Your Complaint 

Senior Members Report

Make your money do more.

GROW YOUR MONEY
How Financial Planners can optimize your savings strategy
Learn about all the parts of a comprehensive financial plan and how valuable it is to have a financial planner to help you navigate through it all.
Read article
GROW YOUR MONEY
Legacy planning for your children: what to consider
Legacy planning is essential. Here are important things to consider when making arrangements, and ensuring a smooth transition to your loved ones.
Read article
GROW YOUR MONEY
Estate planning: getting your documents in order
Tips to help you make the most of your investments.
Read article
Have questions?
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
BOOK APPOINTMENT
FIND A BRANCH
  1. Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

For more information, see our full list of service fees.