Win a Ford Mustang Mach-E® electric vehicle.*
To enter, meet with a Coast Capital Advisor by March 1, 2025.*
*Contest rules apply.Invest securely with a GIC.
A safe, secure way to grow your savings. You put aside some funds for a set amount of time (the term). When the term is over, you're guaranteed to get all of you initial investment back, plus the interest you earned.
Why could a Coast Capital GIC be right for you?
- You're looking for short to medium-term growth (30 days to 7 years)
- You want a low-risk investment where you're guaranteed to get your initial investment back
- You want to start with at least $500
- You're looking to build your portfolio, either in a registered plan
Any account that is not in a registered plan. like TFSA or RRSP, or a non-registered account.
Featured GICs
Here's a list of some of our most popular GICs
- Only need $500 to get started
- Non-redeemable prior to maturity
Locking in the GIC rate is easy.
Open your GIC online
Or initiate free online transfers from another financial institution via External Accounts*.*It should take 3-6 business days for funds to arrive in your Coast Capital account.
Terms and Conditions.
† Rates are subject to change at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Non-redeemable prior to maturity. Rate holds are not eligible for promotional offers. Product specific conditions will apply. Learn more about how our interest rates are calculated on our deposit and GIC accounts.
Close- Redeemable with interest after 30 days
- Enjoy a guaranteed return where the longer you stay, the more it pays
- Available in Non-registered only
- Only need $500 to get started
Terms and Conditions.
† The effective simple interest rate if held to maturity is 3.68% when averaging 0.85% for the first 8 months and 6.50% for the second 8 months of the term. Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500 ($250 for junior accounts). Choose interest to be paid every 8 months (compounding) or every 8 months (non-compounding). Partial or full redemptions allowed, subject to the minimum redemption amount of $500 ($250 for junior accounts) while maintaining minimum investment amount of $500 ($250 for junior accounts). No interest is payable if redeemed before 30 days. Rate holds are not eligible for the promotional offers.
CloseRedeemable GIC
- Available in Registered Accounts such as an RRSP, RIF, RESP, TFSA or FHSA
- Only need $500 to get started
- Non-redeemable prior to maturity
Terms and Conditions.
† Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.
Close- Potential to earn higher returns linked to stock market performance
- Principal investment protected
- Interest is compounded annually and paid at maturity
- Only $500 to get started
- No commissions or management fees
- Available in Non-registered and Registered Account such as an RRSP or TFSA
- Non-redeemable prior to maturity
Terms and Conditions.
† The variable return can only be known at maturity. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity. Product specific terms and conditions apply.
Close- Only $500 to get started
- Choice of earning compound or annual interest
- Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Terms and Conditions.
† Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Choose interest to be paid annually (compounding) or annually (non-compounding). Partial or full redemptions allowed on the annual anniversary date of the GIC. Minimum redemption amount of $500 while maintaining the minimum investment amount. Redemption outside the designated anniversary date is strictly prohibited. Rate holds are not eligible for the promotional offers.
Closeor call us at 1.888.517.7745
If you currently have a GIC that is setup to automatically renew, you will be sent a renewal reminder letter by mail, 21 days and 5 days prior to the last day of the GIC
Book your free advice session with one of our investment advisors today, to start investing in the future you really want.
Call us at 1.888.517.7745
Mon - Sat, 8am-8pm; Sun, 9am-5:30pm.
Learn more about GICs
What's a GIC, and how does it work? We've put together a guide to understanding all things GIC - including why you need one.
It may seem particularly challenging right now to save for the future, but we promise there’s a way. Even though inflation and rising interest rates have dimmed economic forecasts for the next couple years, there are still great savings and investing opportunities available.
When it comes to investing, there are many different strategies you can try. For example, if you invest in stocks, you have an opportunity of getting higher returns. However, it’s a riskier product. Alternatively, you could go for safer investments, such as guaranteed investment certificates (GICs)...
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performances may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.