Skip to main content

Renewing your Coast Capital mortgage.

MORTGAGES

Top of main content
No early renewal penalty. No early renewal penalty.

If you’re 7 months or less from your mortgage maturity date, you’re eligible to renew early without penalty.

Skip the mortgage stress test and appraisal. Skip the mortgage stress test and appraisal.

Avoid the uncertainty because you don’t need to re-qualify your mortgage when you renew with us.

Enjoy preferred rates for members only. Enjoy preferred rates for members only.

As a Coast Capital member, you can access exclusive mortgage rates. Talk with an advisor today.

Take advantage of these other options during your renewal.

  • Customize your payment timing and amount: Select your term length, mortgage type (variable or fixed) and payment timing. You can also make a prepayment of any amount before you renew to reduce your balance.
  • Rate offers: Discuss member renewal rate offers with an advisor and the option to hold your rate for a period of time.
  • Bring your same mortgage to a new home: You can transfer your existing mortgage to a new property and remain with Coast Capital. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.
  • Manage your debts: Outstanding debts (like credit cards or loans) can potentially be added to your mortgage.

We make renewing easy. Call our experienced Mortgage Team at 1.844.517.7792 or get in touch online. Check out today’s featured rates.  

CONTACT US

 

Take advantage of these other options during your renewal.

  • Customize your payment timing and amount: Select your term length, mortgage type (variable or fixed) and payment timing. You can also make a prepayment of any amount before you renew to reduce your balance.
  • Rate offers: Discuss member renewal rate offers with an advisor and the option to hold your rate for a period of time.
  • Bring your same mortgage to a new home: You can transfer your existing mortgage to a new property and remain with Coast Capital. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.
  • Manage your debts: Outstanding debts (like credit cards or loans) can potentially be added to your mortgage.

We make renewing easy. Call our experienced Mortgage Team at 1.844.517.7792 or get in touch online. Check out today’s featured rates.  

CONTACT US

 

FAQs

Up to 210 days before the current term’s maturity date.
As payments are dependent on the interest rates at the time of renewal, the payments will be lower if renewing at a rate lower than the rate of the current term and vice-versa.
Call our experienced Mortgage Team at 1.844.517.7792 or get in touch online.

Yes, you can pay off as much of your principal balance at renewal.

The mortgage will automatically roll into a 1-year open mortgage, which is often used by those that are not expecting to have a mortgage beyond 12 months.

You might also be interested in:

Creditor Insurance

Home Equity Line of Credit (HELOC)

Ready to renew your mortgage?

Call us at 1.844.517.7792 Mon-Sat, 8am-8pm PST; Sun, 9am-5:30pm PST.

or contact us online and we’ll be in touch within 2 business days.

CONTACT US
FIND A BRANCH