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Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now

Start planning early to find the mortgage that works for you.

We know how important owning a home is to you. Our expert Mortgage Advisors can help create a personalized plan so you feel confident about your next move. Here are a few ways to reach your goals sooner.
 
 

Meet with a Mortgage Advisor today.

Our Mortgage Advisors are ready to help you in-branch, on the phone or even in-person where it's most convenient for you.

Get Started

Or talk to us today at 1.888.517.7749.

Meet with a Mortgage Advisor today.

Our Mortgage Advisors are ready to help you in-branch, on the phone or even in-person where it's most convenient for you.

Get Started

Or talk to us today at 1.888.517.7749.

Secure your mortgage with us and get up to $15002,3.

Up to $1,000 Help Extras cash bonus.2

Get up to $1,000 Help Extras cash bonus when you switch your mortgage to Coast Capital.

$500 cash bonus towards your fees.3

In addition to the Help Extras cash bonus, we’ll cover up to $500 of legal and appraisal fees.

Need coverage if the unexpected happens?

Ask us how you could help protect your mortgage payments if the unexpected happens with optional creditor insurance through our partnership with Valeyo1.

Learn more

Need coverage if the unexpected happens?

Ask us how you could help protect your mortgage payments if the unexpected happens with optional creditor insurance through our partnership with Valeyo1.

Learn more

Get one of Canada’s lowest advertised mortgage rates.1

The difference between a big bank mortgage and a Coast Capital mortgage? A better rate.1

4.86% APR5

5-Year Fixed High-Ratio MortgageMortgage features include stability with a fixed rate and payments for the life of the term and is great for those that have a down payment of less than 20%.

6.16% APR5

5-Year Variable High-Ratio MortgageInterest rate varies with prime and is great for those that have a down payment of less than 20%. Mortgage features include the flexibility of converting into a fixed term at any time, penalty-free.

5.06% APR5

5-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

5.22% APR5

3-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

Find out how much you can afford

Discover what purchase price you could afford in under 3 minutes with our prequalification tool.
Learn more

 

Connect with a Mortgage Advisor today.

Find a Mortgage Advisor

Give us a call at 1.888.517.7749

1. As of June 28, 2024, Coast's advertised rate on a 5-year fixed high ratio mortgage is lower when compared to the average of the 5-year fixed high ratio mortgage rates advertised by the big five banks, based on independent external third-party market research.
2. Help Extras - Terms and Conditions.
3. The $500 appraisal and legal credit is available for new closed mortgage loans with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence and either a first mortgage, or a second mortgage behind a Coast Capital Savings first mortgage. Re-financed mortgages and subsequent advances on mortgage loans are not eligible. Coast Capital Savings Federal Credit Union may limit the availability of the $500 appraisal and legal credit from time to time at its sole discretion. Coast Capital Savings Federal Credit Union may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital Savings Federal Credit Union regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.
4. Valeyo is a marketer of creditor insurance underwritten by Canadian Premier Life Insurance Company and insurance-related products. This product may not pay off your entire obligation. Any benefits will be payable to your creditor. Exclusions, limitations, and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.
5. APR calculation is based on a $300,000 mortgage at a 25-year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes that the interest rate does not vary over time. Rates are subject to Coast Capital's standard lending criteria.