Get a member-preferred rate and expert advice
4.46% APR2
5-Year Variable High-Ratio Mortgage
Interest rate varies with prime. This mortgage can convert to a fixed rate at any time, penalty-free and is for those with a downpayment of less than 20%.
4.11% APR2
5-Year Fixed High-Ratio MortgageMortgage features include stability with a fixed rate and payments throughout the mortgage term. This rate is for those with a downpayment of less than 20%.
4.56% APR2
5-Year Variable MortgageInterest rate varies with prime. This mortgage can convert to a fixed rate at any time, penalty-free and is for those with a downpayment of 20% or more.
4.21% APR2
5-Year Fixed MortgageMortgage features include stability with a fixed rate and payments throughout the mortgage term. This rate is for those with a downpayment of less than 20%.
Why switch your mortgage to Coast Capital?
Lower rates
Coast Capital members get access to one of Canada's lowest advertised rates1.
No stress test
Switching your current mortgage amount to Coast Capital is even easier with no stress test required.
Convenient banking
Simplify your life further by choosing to bank where your mortgage is. We offer chequing, savings, and online accounts.
Real impact
Just by being a member, you're helping us build a more resilient Canada. Since 2000, we've reinvested $100 million back into the communities we live, work and serve in.
Meet our Mortgage Advisors
Our mobile team of Mortgage Advisors are ready to help you in-branch, over the phone or they can even come to you.
Tell us how we can help with your homebuying goal and choose an advisor that's in your area.
What to know about switching your mortgage
- Appraisal fees and penalties: Most lenders charge a penalty fee to break your term in advance. Make sure you understand the terms of your current mortgage and ask when you can switch without a fee. We’re happy to discuss covering the costs of appraisals to bring your mortgage to Coast.
- Legal fees: Part of setting up your mortgage includes registering Coast Capital mortgage. Ask your advisor for more information about this process.
- 120 day rate hold: Switching a mortgage can take time. That’s why we can guarantee your member-exclusive rate for up to 120 days!
- Getting the best rate: Coast Capital offers one of the lowest advertised rates in Canada with our 5-Year Fixed High-Ratio Mortgage1. Work with a Mortgage Advisor to get member-preferred rates.
- A seamless switchover: Doing business with Coast Capital should be as simple and hassle-free as possible. We do everything we can to take the heavy lifting off your shoulders and act as a true partner in your homeownership journey.
