GIC & Deposit Rates
Find the GIC that's right for you.
Featured Rates
|
Term
|
Rate effective Feb 24, 2025 |
|---|---|
| 1 Year Non-Redeemable GIC | 3.250% 1 |
| 15-Month Non-Redeemable GIC - Registered Accounts | 3.800% 1 |
| 3 Year Non-Redeemable GIC - Registered Accounts | 3.600% 1 |
Long-Term Deposits
|
Term
|
Rate effective Feb 10, 2025 |
|---|---|
| 1 Year GIC (non redeemable) | 3.250% 1 |
| 15 Month GIC (non redeemable) | 3.250% 1 |
| 18 Month GIC (non redeemable) | 3.250% 1 |
| 2 Year GIC (non redeemable) | 3.250% 1 |
| 3 Year GIC (non redeemable) | 3.150% 1 |
| 4 Year GIC (non redeemable) | 3.350% 1 |
| 5 Year GIC (non redeemable) | 3.500% 1 |
Short-Term Deposits
|
Term
|
Rate effective Feb 10, 2025 |
|---|---|
| 1 month to less than 2 months (non redeemable) | 2.200% 1 |
| 2 months to less than 3 months (non redeemable) | 2.200% 1 |
| 3 months to less than 4 months (non redeemable) | 2.600% 1 |
| 4 months to less than 6 months (non redeemable) | 3.000% 1 |
| 6 months to less than 9 months (non redeemable) | 3.000% 1 |
| 9 months to less than 12 months (non redeemable) | 3.000% 1 |
Redeemable GIC
|
Term
|
Rate effective Feb 24, 2025 |
|---|---|
| 1 Year Redeemable GIC | 2.500% 1 |
| 1 Year Better Than Cash® GIC | 2.750% 1 |
|
16 Month Flex GIC
1 - 8 months
9 - 16 months
Average
|
0.850%¹
5.550%¹
3.200%¹
|
|
Market-Linked GIC
|
|---|
| View Current and Past Offers |
Short-Term US Deposits
|
Term
|
Rate effective May 9, 2022 |
|---|---|
| 1 month to less than 2 months | 0.100% 1 |
| 2 months to less than 3 months | 0.150% 1 |
| 3 months to less than 4 months | 0.200% 1 |
| 4 months to less than 6 months | 0.250% 1 |
| 6 months to less than 9 months | 0.300% 1 |
| 9 months to less than 12 months | 0.400% 1 |
Rising Rate GIC
|
Term
|
Rate effective Sep 16, 2024 |
|---|---|
|
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
|
2.800%¹
3.300%¹
3.500%¹
|
|
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
|
0.600%¹
0.700%¹
0.800%¹
0.900%¹
1.000%¹
1.500%¹
2.000%¹
|
Let’s find the right GIC, together.
Our Investment Team will work with you to find the GIC that’s right for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
You are now being redirected to a third party site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. You are entering a website of an independent third party which solely owns and controls the content, products, services, and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations or warranties about the third party’s products or services and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
1. Offer is subject to change without notice at any time. Interest rate is calculated per annum and accrued daily. Learn more about how our interest rates are calculated on our deposit and GIC accounts. Product specific conditions will apply.