Personal & Business Account Rates
Personal Accounts
|
Chequing Accounts
|
Rate effective Mar 18, 2020 |
|---|---|
| Free Chequing, Free Debit, and More Account® | 0.000% 1 |
| Coast Capital Unlimited Chequing Account | 0.000% 1 |
| Coast Capital Elevate Chequing Account | 0.000% 1 |
| Coast US Chequing | 0.000% 1 |
| Coast Chequing Prestige Account (Legacy Account - no longer offered) | 0.000% 1 |
| Coast Chequing Classic Account (Legacy Account - no longer offered) | 0.000% 1 |
|
High-Interest Savings
|
Rate effective Sep 19, 2025 |
|---|---|
| The High-Interest Savings Account - $0 + | 0.300% 2 |
|
Overdraft Protection (ODP)
|
Rate effective Oct 30, 2025 |
|---|---|
| Overdraft Protection ( CA ) | 21% |
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 25.5% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Business Accounts
|
Business Chequing Accounts
|
Rate effective Mar 18, 2020 |
|---|---|
| Business Core Chequing | 0.000% 1 |
| Business Essential Chequing | 0.000% 1 |
| Business Premium Chequing | 0.000% 1 |
|
Coast Business Savings®
|
Rate effective Apr 25, 2018 |
|---|---|
| Coast Business Savings Tier 1 - $0 to $4,999.99 | 0.050% 1 |
| Coast Business Savings Tier 2 - $5,000 to $9,999.99 | 0.100% 1 |
| Coast Business Savings Tier 3 - $10,000 to $100,000 + | 0.150% 1 |
|
High-Interest Business Savings
|
Rate effective Sep 2, 2025 |
|---|---|
| The High-Interest Business Savings Account Tier 1 - $0 to $24,999.99 | 1.350% 1 |
| The High-Interest Business Savings Account Tier 2 - $25,000 to $99,999.99 | 1.450% 1 |
| The High-Interest Business Savings Account Tier 3 - $100,000 to $499,999.99 | 2.000% 1 |
| The High-Interest Business Savings Account Tier 4- $500,000 - $999,999.99 | 2.250% 1 |
| The High-Interest Business Savings Account Tier 5- $1,000,000-$4,999,999.99 | 2.450% 1 |
| The High-Interest Business Savings Account Tier 6 - $5,000,000+ | 3.050% 1 |
|
Business Overdraft
|
Rate effective Oct 30, 2025 |
|---|---|
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 25.5% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
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Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Selector Tool
You are now being redirected to a third party site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. You are entering a website of an independent third party which solely owns and controls the content, products, services, and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations or warranties about the third party’s products or services and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
1. Interest rates are subject to change without notice. Interest is calculated, per annum, at the tier rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.
2. Interest rates are calculated per annum, accrued daily, and paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.