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Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Book now
HAVE A MORTGAGE ELSEWHERE?
Get up to $4,600* when you switch your existing mortgage to Coast Capital.

For a limited time, get member-preferred rates and a cash bonus of up to $4,600* when you switch your existing mortgage to Coast Capital.

Learn more
Earn up to $4,600* when you get a mortgage with us
Get a head start on planning for a mortgage that works for you.

We know how important owning a home is to you. Our expert Mortgage Advisors can help create a personalized plan so you feel confident about your next move. They can help you in-branch or in-person where it's most convenient for you. Also, you can talk to us at 1.888.517.7749.

Get Started
Meet with a Mortgage Advisor today

Switch your mortgage to us with 3 easy steps.

Switching your mortgage to Coast Capital to renew or refinance your mortgage at member-preferred rates and flexible terms. We'll even hold your rate for 120 days. Ask us how.

1. Get started

Contact us to start your mortgage—our advisors will guide you through the process. 

2. Customize your mortgage

We’ll help you complete an application, customize your rate and terms, and we'll hold your rate for 120 days. You’ll need these documents for your application.

3. Finalize your mortgage

Our team will take care of all the final details and complete your mortgage.

Get one of Canada’s lowest advertised mortgage rates.1

The difference between a Coast Capital mortgage and a big bank mortgage? A better rate.1

4.16% APR2

5-Year Fixed High-Ratio MortgageMortgage features include stability with a fixed rate and payments for the life of the term and is great for those that have a down payment of less than 20%.

4.96% APR2

5-Year Variable High-Ratio MortgageInterest rate varies with prime and is great for those that have a down payment of less than 20%. Mortgage features include the flexibility of converting into a fixed term at any time, penalty-free.

4.36% APR2

5-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

4.27% APR2

3-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

A mortgage worth switching for.

Put more towards your home and less towards interest when you switch your mortgage to Coast Capital.

Construction Mortgage
Building your own house? We’re here to help. Get financing at every stage of your build.
  • Get advances to pay for the cost of building
  • Make interest-only payments up to 18 months
  • Agree on the term upfront
Book Appointment
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Creditor Insurance
Protect your payments if the unexpected happens.
  • We offer optional creditor insurance through our partner Valeyo‡ to give you and your family the peace of mind that your financial debts, like mortgages, personal loans or lines of credit, will not become a burden in the event of unforeseen circumstances.
  • You can easily apply for this insurance If you’re between the ages of 18 and 69
  • Monthly premiums are set up conveniently as deductions from your bank account
Learn more
‡ Read terms and conditions

‡ Valeyo is a marketer of creditor insurance underwritten by Canadian Premier Life Insurance Company and insurance-related products. This product may not pay off your entire obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.

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Have questions?
We have answers.
Book appointment

or call us at 1.888.517.7749

See cash bonus details below.

Principal
Balance

Help Extras
Cash bonus

Legal and
appraisal fee3

Mortgage +2
Eligible Products

Mortgage +3
Eligible Products

Max Total Cash
Bonus Available*

<$100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$0

$250

$500

$500

$300K - $499.99K

$0

$1000

$250

$500

$1,500

$500K-$749.99K

$1,000

$1,000

$250

$500

$2,500

$750K - $999.99K

$1,600

$1,000

$500

$1,000

$3,600

$1MM<

$2,100

$1,000

$750

$1,500

$4,600

Founded on purpose, driven by impact.

For more than eight decades, Coast has been the go-to financial partner for those who demand more than the ordinary banking experience. Our commitment to making a measurable impact continues to drive our efforts in creating opportunities for businesses and people in Canada to thrive.

Our Social Purpose

Connect with a Mortgage Advisor today.

Find a Mortgage Advisor

Give us a call at 1.888.517.7749

*See Summer Mortgage Bonus Terms and Conditions.

1. As of October 30, 2024, Coast's advertised rate on a 5-year fixed high ratio mortgage is lower when compared to the average of the 5-year fixed high ratio mortgage rates advertised by the big five banks, based on independent external third-party market research.

2. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes that the interest rate does not vary over time. Rates are subject to Coast Capital's standard lending criteria.

3. The $1,000 appraisal and legal credit is available when you switch your mortgage loan from another financial institution to Coast Capital. To qualify, you must switch to a new closed mortgage loan with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence, registered as either a first mortgage or a second mortgage behind a Coast Capital first mortgage. Mortgage loans for a new purchase of a home, re-financed mortgage loans, and subsequent advances on mortgage loans are not eligible. Coast Capital may limit the availability of the $1,000 appraisal and legal credit from time to time at its sole discretion. Coast Capital may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.