Lock in a 4.00%* rate on a 1 Year Non-Redeemable GIC
Grow your savings tax-free and withdraw your funds anytime.
Save on taxes while you save for your first home purchase.
Need help to open a Registered GIC account online?
If you already have a TFSA at Coast Capital:
- Log in to digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your TFSA, select See accounts
- Select Open Account for the TFSA GIC type you want to open
- Select your TFSA Savings Account to fund the TFSA GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you don’t have a TFSA at Coast Capital yet:
To open a TFSA GIC, first you need a TFSA Savings Account. Once that’s opened, you’ll transfer the funds for your GIC to the savings account, then fund your GIC from that account.
Open a TFSA Savings Account:
- Log in to digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your TFSA, select See accounts
- Select the Open account button
- Verify your contact information is correct, select your beneficiary type and fill in the rest of the fields
- Select Continue
- Review your details and select Confirm
Transfer money to the TFSA Savings Account:
- Log in to digital banking
- From the menu, select Transfers then Transfer Funds
- Select the account to transfer money from
- Select your TFSA Savings Account as the account to transfer to
- Specify the amount and select Continue
Open a TFSA GIC:
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your TFSA, select See accounts
- Select Open Account for the TFSA GIC type you want to open
- Select your TFSA Savings Account to fund the TFSA GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you already have an RRSP at Coast Capital:
- Log in to digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your RRSP, select See accounts
- Select Open Account for the RRSP GIC type you want to open
- Select your RRSP Savings Account to fund the RRSP GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you don’t have an RRSP at Coast Capital yet:
To open an RRSP GIC, first you need an RRSP Savings Account. Once that’s opened, you’ll transfer the funds for your GIC to the savings account, then fund your GIC from that account.
Open an RRSP Savings Account:
- Log in to digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your RRSP, select See accounts
- Select the Open account button
- Verify your contact information is correct, select your beneficiary type and fill in the rest of the fields
- Select Continue
- Review your details and select Confirm
Transfer money to the RRSP Savings Account:
- Log in to digital banking
- From the menu, select Transfers then Transfer Funds
- Select the account to transfer money from
- Select your RRSP Savings Account as the account to transfer to
- Specify the amount and select Continue
Open an RRSP GIC:
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your RRSP, select See accounts
- Select Open Account for the RRSP GIC type you want to open
- Select your RRSP Savings Account to fund the RRSP GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you already have an FHSA at Coast Capital:
- Log into digital banking
- From the menu, select Products & Services then Open an Account
- Your GIC will be funded from your FHSA High-Interest Savings Account. If you don’t already have the funds available in that account, perform a transfer first.
- Under Save or Invest in Your FHSA, select See accounts
- Select Open Account for the FHSA GIC type you want to open
- Select your FHSA Savings Account to fund the FHSA GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you don’t have an FHSA at Coast Capital yet:
To open an FHSA GIC, first you need an FHSA Savings Account. Once that’s opened, you’ll transfer the funds for your GIC to the savings account, then fund your GIC from that account.
Open an FHSA Savings Account:
- Log into digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your FHSA, select See accounts
- Select the Open account button
- Answer the home ownership question to declare your eligibility
- Verify your contact information is correct, select your beneficiary type and fill in the rest of the fields
- Select Continue
- Review your details and select Confirm
Transfer money to the new FHSA High-Interest Savings Account:
- Log in to digital banking
- From the menu, select Transfers then Transfer Funds
- Select the account to transfer money from
- Select your FHSA High Interest Savings Account as the account to transfer to
- Specify the amount and select Continue
Open an FHSA GIC:
- Log into digital banking
- From the menu, select Products & Services then Open an Account
- Under Save or Invest in Your FHSA, select See accounts
- Select Open Account for the FHSA GIC type you want to open
- Select your FHSA Savings Account to fund the FHSA GIC from, fill in the rest of the fields and select Continue
- Review the details and select Confirm
If you have more questions, check out our complete guide.
Connect with us.
Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management Inc. Worldsource is a leading independent dealer services provider. Their expertise allows us to provide better products and services, online account access and reporting.
Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.
* Rates are subject to change at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for TFSA, RRSP, FHSA, and RESP. Non-redeemable prior to maturity. Rate holds are not eligible for promotional offers. Product specific conditions will apply. Learn more about how our interest rates are calculated on our deposit and GIC accounts.