Broker Rates
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Mortgage rates and approval based on risk profile. Interest rates are subject to change without notice.
Risk profiles are based on the following:
- Beacon Score. Our minimum beacon score is 600.
- Significant credit events such as bankruptcies, foreclosure, judgements and collections
- Property type: Residential, rental or recreational
- LTV and TDS ratio
|
Fixed Rate Mortgages
|
Rate effective 23-Sep-24 |
|
|---|---|---|
| 1-Year Fixed Rate - Closed | 7.14% 1 | 7.24% 2 |
| 2-Year Fixed Rate - Closed | 6.80% 1 | 6.85% 2 |
| 3-Year Fixed Rate - Closed | 6.50% 1 | 6.53% 2 |
| 4-Year Fixed Rate - Closed | 6.34% 1 | 6.37% 2 |
| 5-Year Fixed Rate - Closed | 6.40% 1 | 6.42% 2 |
| 6-Year Fixed Rate - Closed | 6.80% 1 | 6.82% 2 |
| 7-Year Fixed Rate - Closed | 6.80% 1 | 6.82% 2 |
| 8-Year Fixed Rate - Closed | 6.80% 1 | 6.82% 2 |
| 9-Year Fixed Rate - Closed | 7.00% 1 | 7.02% 2 |
| 10-Year Fixed Rate - Closed | 7.10% 1 | 7.11% 2 |
|
Variable Rate Mortgages
|
Rate effective 12-Dec-24 |
|
|---|---|---|
| 1-Year Variable Rate - Open | 9.60% 2 | 9.70% 2 |
| 5-Year Variable Rate - Closed (Up to 25 Year Amortization) | 5.45% 2 | 5.47% 2 |