Broker Rates
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Mortgage rates and approval based on risk profile. Interest rates are subject to change without notice.
Risk profiles are based on the following:
- Beacon Score. Our minimum beacon score is 600.
- Significant credit events such as bankruptcies, foreclosure, judgements and collections
- Property type: Residential, rental or recreational
- LTV and TDS ratio
|
Fixed Rate Mortgages
|
Rate effective 19-Aug-24 |
|---|---|
| 1-Year Fixed Rate - Closed | 7.500% 1 |
| 2-Year Fixed Rate - Closed | 7.100% 1 |
| 3-Year Fixed Rate - Closed | 6.800% 1 |
| 4-Year Fixed Rate - Closed | 6.600% 1 |
| 5-Year Fixed Rate - Closed | 6.650% 1 |
| 6-Year Fixed Rate - Closed | 6.850% 1 |
| 7-Year Fixed Rate - Closed | 6.900% 1 |
| 8-Year Fixed Rate - Closed | 7.000% 1 |
| 9-Year Fixed Rate - Closed | 7.150% 1 |
| 10-Year Fixed Rate - Closed | 7.250% 1 |
|
Variable Rate Mortgages
|
Rate effective 25-Jul-24 |
|---|---|
| 1-Year Variable Rate - Open | 10.850% 2 |
| 5-Year Variable Rate - Closed (Up to 25 Year Amortization) | 6.700% 2 |