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Find the right Coast Capital account for your banking needs

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Chequing Accounts

Best Features
Coast Capital Elevate Chequing Account
Unlock premium banking benefits, plus free access to Coursera’s global learning platform that could help you advance your career and potentially get paid more.

  • $16.95/month or less†
  • Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more.
  • Plus, free access to Coursera’s 11,000+ online courses and professional certificates (Value $538/year)‡
  • And ID Assist® 24/7 online identity theft protection monitoring with password manager (Value $156/year)
  • Click here for service fees

Learn more

 

† Read terms and conditions.

Terms and Conditions.

† Pay $8.50/month if you: 

  • are 25 years of age or younger; or
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

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Coast Capital Unlimited Chequing Account
Get unlimited day-to-day transactions†, including free e-Transfers for a waivable monthly fee.

  • $8.50/month or less‡
  • Unlimited day-to-day transactions†, including free Interac e-Transfers
  • One free book of 25 single Canadian cheques per year
  • Free paper or e-Statements
  • Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (Value $96/year)
  • Click here for service fees

Learn more

† Read terms and conditions.

Terms and Conditions.

† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.

‡ Pay $0/month if you: 

  • are 25 years of age or younger; or
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

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Free Chequing, Free Debit, and More Account®
Meet your essential banking needs, without a monthly fee or minimum balance required.

  • No monthly fee
  • Unlimited day-to-day transactions†
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Free withdrawals and deposits at 4,000+ ding free® ATMs across Canada
  • Free eStatements (Online)‡
  • Overdraft Protection on approved credit
  • Click here for service fees

Learn more

† Read terms and conditions.

† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

‡ Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.

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Savings Account

Best Rate
High-Interest Savings Account
Your savings don't need to be locked away. Get a great rate and easy access to your money.
0.50 %
interest rate†

  • No monthly fee
  • 2 free monthly transactions‡
  • $5 per additional transaction
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees

Learn more

† Read terms and conditions.

Terms and Conditions.

† Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business for our current rates and more information on how interest will be calculated.

‡ Transactions include Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, in branch transfers (between Coast Capital accounts), bill payments and withdrawals (in branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ATM, Coast-by-Phone and Coast Capital digital banking are free & unlimited.

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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
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