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Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.

Get a head start on planning for a mortgage that works for you

We know how important owning a home is to you. Our expert Mortgage advisors can help create a personalized plan, so you feel confident about your next move. Here are a few ways to reach your goals sooner.

 

 

Meet with a Mortgage Advisor today.

Our Mortgage Advisors are ready to help you in-branch, on the phone or even in-person where it's most convenient for you.

Or talk to us today at 1.888.517.7749.

Meet with a Mortgage Advisor today.

Our Mortgage Advisors are ready to help you in-branch, on the phone or even in-person where it's most convenient for you.

Or talk to us today at 1.888.517.7749.

Switch your mortgage and get up to $1,5002,3.

Up to $1,000 Help Extras cash bonus.2

Get up to $1,000 Help Extras cash bonus when you switch your mortgage to Coast Capital.

$500 cash bonus towards your fees.3

In addition to the Help Extras cash bonus, we’ll cover up to $500 of legal and appraisal fees.

Switch your mortgage to us with 3 easy steps.

Switching your mortgage to Coast Capital to renew or refinance your mortgage at member-preferred rates and flexible terms. We'll even hold your rate for 120 days. Ask us how.

1. Get started

Contact us to start your mortgage—our advisors will guide you through the process. 

2. Customize your mortgage

We’ll help you complete an application, customize your rate and terms, and we'll hold your rate for 120 days. You’ll need these documents for your application.

3. Finalize your mortgage

Our team will take care of all the final details and complete your mortgage.

Get a member-preferred rate and expert advice

Our 5-Year Fixed High-Ratio Mortgage is one of Canada’s lowest advertised mortgage rates.1 Connect with a Mortgage Advisor to learn more about our great rates.

4.11% APR2

5-Year Fixed High-Ratio MortgageMortgage features include stability with a fixed rate and payments for the life of the term and is great for those that have a down payment of less than 20%.

4.46% APR2

5-Year Variable High-Ratio MortgageInterest rate varies with prime and is great for those that have a down payment of less than 20%. Mortgage features include the flexibility of converting into a fixed term at any time, penalty-free.

4.21% APR2

5-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

4.22% APR2

3-Year Fixed MortgageMortgage features include stability with a fixed rate and payments for the life of the term.

A mortgage worth switching for.

Put more towards your home and less towards interest when you switch your mortgage to Coast Capital.

Construction Mortgage
Building your own house? We’re here to help. Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 18 months
  • Agree on the term upfront
Creditor Insurance
Protect your payments if the unexpected happens.

  • We offer optional creditor insurance through our partner Securian Canada to give you and your family the peace of mind that your financial debts, like mortgages, personal loans or lines of credit, will not become a burden in the event of unforeseen circumstances.
  • You can easily apply for this insurance If you’re between the ages of 18 and 69
  • Monthly premiums are set up conveniently as deductions from your bank account
‡ Read terms and conditions

‡ Securian Canada is a marketer of creditor insurance underwritten by Canadian Premier Life Insurance Company and insurance-related products. This product may not pay off your entire obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.

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Have questions?
We have answers.

Founded on purpose, driven by impact.

For more than eight decades, Coast has been the go-to financial partner for those who demand more than the ordinary banking experience. Our commitment to making a measurable impact continues to drive our efforts in creating opportunities for businesses and people in Canada to thrive.

Connect with a Mortgage Advisor today.

1. As of November 26, 2024, Coast's advertised rate on a 5-year fixed high ratio mortgage is lower when compared to the average of the 5-year fixed high ratio mortgage rates advertised by the big five banks, based on independent external third-party market research.

2. Help Extras - Terms & Conditions

3. The $500 appraisal and legal credit is available when you switch your mortgage loan from another financial institution to Coast Capital. To qualify, you must switch to a new closed mortgage loan with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence, registered as either a first mortgage or a second mortgage behind a Coast Capital first mortgage. Mortgage loans for a new purchase of a home, re-financed mortgage loans, and subsequent advances on mortgage loans are not eligible. Coast Capital may limit the availability of the $500 appraisal and legal credit from time to time at its sole discretion. Coast Capital may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.

4. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes that the interest rate does not vary over time. Rates are subject to Coast Capital's standard lending criteria.