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Talk to a Mortgage Advisor to secure a rate and a personalized plan.
Talk to a Mortgage Advisor to secure a rate and a personalized plan.
Talk to a Mortgage Advisor to secure a rate and a personalized plan.

Here are a few ways we're helping to make homeownership more affordable

A cash bonus up to $4,600 A cash bonus up to $4,600

with a Coast Capital mortgage and qualifying products.†

Learn more

One of Canada’s lowest advertised mortgage rates* One of Canada’s lowest advertised mortgage rates*

on a 5-Year Fixed High-Ratio Mortgage.

Learn more

Complimentary personalized mortgage advice Complimentary personalized mortgage advice

for every stage of your journey. Talk to us over the phone or we can even come to you.

Learn more

A cash bonus up to $4,600†

HAVE MORTGAGES ELSEWHERE?

Get up to $4,600 when you switch your existing mortgage to Coast Capital.†

Get member-preferred rates and a cash bonus up to $4,600 when you switch your existing mortgage to Coast Capital and get qualifying products.†

NEW MORTGAGES

Get up to $4,100 when you get a new mortgage at Coast Capital.†

Get member-preferred rates and a cash bonus up to $4,100 when you get a Coast Capital mortgage and qualifying products.†

One of Canada's lowest advertised 5-Year Fixed High-Ratio Mortgage rate and other great rates.*

4.01% APR1

5-Year Fixed High-RatioMortgage features include stability with a fixed rate and payments throughout the mortgage term. This rate is for those with a downpayment of less than 20%.

4.16% APR1

5-Year Variable High-Ratio Interest rate varies with prime. This mortgage can convert to a fixed rate at any time, penalty-free and is for those with a downpayment of less than 20%.

4.31% APR2

5-Year Fixed Mortgage features include stability with a fixed rate and payments for the life of the term.

4.27% APR2

3-Year Fixed Mortgage features include stability with a fixed rate and payments for the life of the term.

Expert Mortgage Advisors to help create a personalized plan you can feel confident about

Needs assessment Needs assessment

Financial decisions should be specific to your income, your lifestyle, and your goals. We can help you assess your needs objectively.

Strategy and plan Strategy and plan

Creating a personalized plan is just as important as locking in a great interest rate. We can help you find the right balance between your lifestyle and your financial wellbeing.

The right mortgage The right mortgage

There’s a lot of jargon crammed into mortgage descriptions. We can explain all the inner details of our mortgage products to help figure out which one is right for you.

Ongoing help Ongoing help

Working with your mortgage specialist doesn’t have to end once you sign on the dotted line. We can help manage your mortgage and other related products over the long term.

See cash bonus details below

Principal
Balance

Help Extras Bonus

Legal and Appraisal Bonus

Maximum Total Cash Bonus

Mortgage + Fewer than 2 Qualifying Products

Mortgage + 2 Qualifying Products

Mortgage +3 or more Qualifying Products

Less than $100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$250

$500

$0

$500

$300K - $499.99K

$0

$250

$500

$500

$1,000

$500K - $749.99K

$1,000

$1,250

$1,500

$500

$2,000

$750K - $999.99K

$1,600

$2,100

$2,600

$500

$3,100

$1MM or more

$2,100

$2,850

$3,600

$500

$4,100

 

Principal Balance

Help Extras Bonus

Legal and Appraisal Bonus

Maximum Total Cash Bonus

Mortgage + Fewer than 2 Qualifying Products

Mortgage + 2 Qualifying Products

Mortgage +3 or more Qualifying Products

Less than $100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$250

$500

$0

$500

$300K - $499.99K

$0

$250

$500

$1,000

$1,500

$500K - $749.99K

$1,000

$1,250

$1,500

$1.000

$2,500

$750K - $999.99K

$1,600

$2,100

$2,600

$1,000

$3,600

$1MM or more

$2,100

$2,850

$3,600

$1,000

$4,600

 

Connect with a Mortgage Advisor today.

*As of March 14, 2025, Coast's advertised rate on a 5-year Fixed High-Ratio Mortgage is lower when compared to the average of the 5-year fixed high-ratio mortgage rates advertised by the big five banks, based on independent external third-party market research.

†See full Mortgage Cash Bonus Promotion terms and conditions.

1. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing changes, the APR and the interest rate will be the same. If additional fees apply, the APR could increase. The APR assumes that the interest rate does not vary over time.