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Get one of Canada’s lowest advertised mortgage rates.1
Meet with a Mortgage Advisor today.
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Get a head start on planning for a mortgage that works for you.

We know how important owning a home is to you. Our expert Mortgage Advisors can help create a personalized plan so you feel confident about your next move. Here are a few ways to reach your goals sooner.
 
 
NEW MORTGAGES
Get up to $4,100* when you get a new mortgage at Coast Capital.

For a limited time, get member-preferred rates and a cash bonus of up to $4,100* when you get a Coast Capital mortgage and have eligible products.

Learn more
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HAVE A MORTGAGE ELSEWHERE?
Get up to $4,600* when you switch your existing mortgage to Coast Capital.

For a limited time, get member-preferred rates and a cash bonus of up to $4,600* when you switch your existing mortgage to Coast Capital.

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Family moving in to home
Become a member and get up to $600.+

New members can get a stacked cash bonus on new chequing, high-interest savings and credit cards.

Learn more
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Why you should talk to a Mortgage Advisor.

Needs assessment Needs assessment

Financial decisions should be specific to you, your income, your lifestyle, and your goals. An advisor can help you assess your needs objectively.

Strategy and plan Strategy and plan

Creating a personalized plan is just as important as locking in a great interest rate. An advisor can help you find the right balance between your lifestyle and your financial well-being.

The right mortgage The right mortgage

There’s a lot of jargon crammed into mortgage descriptions. An advisor can explain all the inner details of our mortgage products to help figure out which one is right for you.

On-going help On-going help

Working with your mortgage specialist doesn’t have to end once you sign on the dotted line. An advisor can help manage your mortgage and other related products over the long term.

Get one of Canada’s lowest advertised mortgage rates.1

The difference between a big bank mortgage and a Coast Capital mortgage? A better rate.1

4.11% APR2

5-Year Fixed High-Ratio Mortgage

4.46% APR2

5-Year Variable High-Ratio Mortgage 

4.21% APR2

5-Year Fixed Mortgage 

4.22% APR2

3-Year Fixed Mortgage 

See cash bonus details below.

Principal
Balance

Help Extras
Cash bonus

Legal and
appraisal fee3

Mortgage +2
Eligible Products

Mortgage +3
Eligible Products

Max Total Cash
Bonus Available*

<$100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$0

$250

$500

$500

$300K - $499.99K

$0

$500

$250

$500

$1,000

$500K-$749.99K

$1,000

$500

$250

$500

$2,000

$750K - $999.99K

$1,600

$500

$500

$1,000

$3,100

$1MM<

$2,100

$500

$750

$1,500

$4,100

Principal
Balance

Help Extras
Cash bonus

Legal and
appraisal fee4

Mortgage +2
Eligible Products

Mortgage +3
Eligible Products

Max Total Cash
Bonus Available*

<$100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$0

$250

$500

$500

$300K - $499.99K

$0

$1,000

$250

$500

$1,500

$500K-$749.99K

$1,000

$1,000

$250

$500

$2,500

$750K - $999.99K

$1,600

$1,000

$500

$1,000

$3,600

$1MM<

$2,100

$1,000

$750

$1,500

$4,600

Connect with a Mortgage Advisor today.

Find a Mortgage Advisor

Give us a call at 1.888.517.7749

* See full Summer Mortgage Bonus terms and conditions . 

+ Read New Member Offer terms and conditions.

1. As of November 26, 2024, Coast's advertised rate on a 5-year fixed high ratio mortgage is lower when compared to the average of the 5-year fixed high ratio mortgage rates advertised by the big five banks, based on independent external third-party market research. 

2. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes that the interest rate does not vary over time​. Rates are subject to Coast Capital's standard lending criteria. 

3. The $500 appraisal and legal credit is available for new closed mortgage loans with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence and either a first mortgage, or a second mortgage behind a Coast Capital Savings first mortgage. Re-financed mortgages and subsequent advances on mortgage loans are not eligible. Coast Capital Savings Federal Credit Union may limit the availability of the $500 appraisal and legal credit from time to time at its sole discretion. Coast Capital Savings Federal Credit Union may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital Savings Federal Credit Union regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.

4. The $1,000 appraisal and legal credit is available when you switch your mortgage loan from another financial institution to Coast Capital. To qualify, you must switch to a new closed mortgage loan with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence, registered as either a first mortgage or a second mortgage behind a Coast Capital first mortgage. Mortgage loans for a new purchase of a home, re-financed mortgage loans, and subsequent advances on mortgage loans are not eligible. Coast Capital may limit the availability of the $1,000 appraisal and legal credit from time to time at its sole discretion. Coast Capital may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.