GIC & Deposit Rates
Lock in a 3.80%* rate on a 15 Month Non-Redeemable GIC when you’re contributing to an RRSP, TFSA, or FHSA.
Make your contribution online before the RRSP deadline on March 3, 2025, to take advantage of this offer and get your tax receipt in time.
Featured Rates
Term
|
Rate effective Feb 10, 2025 |
---|---|
1 Year Non-Redeemable GIC | 3.250% 1 |
15-Month Non-Redeemable GIC - Registered Accounts | 3.800% 1 |
3 Year Non-Redeemable GIC - Registered Accounts | 3.600% 1 |
Long-Term Deposits
Term
|
Rate effective Feb 10, 2025 |
---|---|
1 Year GIC (non redeemable) | 3.250% 1 |
15 Month GIC (non redeemable) | 3.250% 1 |
18 Month GIC (non redeemable) | 3.250% 1 |
2 Year GIC (non redeemable) | 3.250% 1 |
3 Year GIC (non redeemable) | 3.150% 1 |
4 Year GIC (non redeemable) | 3.350% 1 |
5 Year GIC (non redeemable) | 3.500% 1 |
Short-Term Deposits
Term
|
Rate effective Feb 10, 2025 |
---|---|
1 month to less than 2 months (non redeemable) | 2.200% 1 |
2 months to less than 3 months (non redeemable) | 2.200% 1 |
3 months to less than 4 months (non redeemable) | 2.600% 1 |
4 months to less than 6 months (non redeemable) | 3.000% 1 |
6 months to less than 9 months (non redeemable) | 3.000% 1 |
9 months to less than 12 months (non redeemable) | 3.000% 1 |
Redeemable GIC
Term
|
Rate effective Feb 10, 2025 |
---|---|
1 Year Redeemable GIC | 2.750% 1 |
1 Year Better Than Cash® GIC | 3.000% 1 |
16 Month Flex GIC
1 - 8 months
9 - 16 months
Average
|
0.850%¹
5.550%¹
3.200%¹
|
Market-Linked GIC
|
---|
View Current and Past Offers |
Short-Term US Deposits
Term
|
Rate effective May 9, 2022 |
---|---|
1 month to less than 2 months | 0.100% 1 |
2 months to less than 3 months | 0.150% 1 |
3 months to less than 4 months | 0.200% 1 |
4 months to less than 6 months | 0.250% 1 |
6 months to less than 9 months | 0.300% 1 |
9 months to less than 12 months | 0.400% 1 |
Rising Rate GIC
Term
|
Rate effective Sep 16, 2024 |
---|---|
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
|
2.800%¹
3.300%¹
3.500%¹
|
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
|
0.600%¹
0.700%¹
0.800%¹
0.900%¹
1.000%¹
1.500%¹
2.000%¹
|
Our Investment Team will work with you to find the GIC that’s right for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.
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Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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*Rates are subject to change at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for RRSP, TFSA or FHSA. Non-redeemable prior to maturity. Rate holds are not eligible for promotional offers. Product specific conditions will apply.
1. Offer is subject to change without notice at any time. Interest rate is calculated per annum and accrued daily. Learn more about how our interest rates are calculated on our deposit and GIC accounts. Product specific conditions will apply.