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Flexibility with a great return.

Earn 5.55% in the second 8 months* plus, redeem anytime after the first 30 days.

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Features

Flexible Flexible

Get great rates and guaranteed returns without locking up your funds.

Low Risk Low Risk

Build towards your savings goals and earn a little extra while keeping your principal secure.

Easy to Use Easy to Use
This simple, low-risk investment can help you grow your savings, whether you're a beginner investor or a seasoned pro.

GIC Details

Available terms and rates 16 month term
0.85%1 Month 1 to month 8
5.55%1 9 to 16 months
Access to funds Redeemable with interest after 30 days (no interest will be paid if redeemed within the first 30 days)
Minimum investment $500
Interest earned
Choose from:
  • Paid every 8 months
  • Compounds yearly
Availability Available in Non-registered and Registered Account such as an RRSP, RIF, RESP or TFSA

Other GICs

Explore our other GICs and find one that works for your needs.


View other GICs

Make your savings work harder with this GIC.

Invest in as little as 5 minutes.

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or call us at 1.888.517.7745

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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products.

1 Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500 ($250 for junior accounts). Choose interest to be paid every 8 months (compounding) or every 8 months (non-compounding). Partial or full redemptions allowed, subject to the minimum redemption amount of $500 ($250 for junior accounts) while maintaining minimum investment amount of $500 ($250 for junior accounts). The effective simple interest rate if held to maturity is 3.67% when averaging 0.85% for the first 8 months and 6.50% for the second 8 months of the term. No interest is payable if redeemed before 30 days. Rate holds are not eligible for the promotional offers.