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The potential outcome? More income!

With today’s inflation and high interest rates, the reality is that budgeting and saving is no longer enough for many people in Canada to reach their goals – we also need to find ways to make more money. With the Coast Capital Elevate Chequing Account, you get the banking features you want plus free access to Coursera’s online training that could help you advance your career and potentially get paid more.1

Switch and feel the earn.

Learn about the premium banking features that come with Elevate Chequing as well as the benefits of learning through Coursera.

Coast Capital Elevate Chequing Account
Coast Capital Elevate Chequing Account
  • $16.95/month or less2
  • Free Interac e-Transfers
  • 2 free Interac ATM Network withdrawals per month in Canada3
  • 3 free International ATM withdrawals per year4
  • Up to $50 one-time on the first year annual fee for eligible Coast Capital credit cards *issued by Collabria5
  • Plus, free access to Coursera’s 11,000+ online courses and professional certificates (Value $538/year)1
  • And ID Assist® 24/7 online identity theft protection monitoring with password manager (Value $156/year)
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Start, switch or advance your career with Coursera.
Start, switch or advance your career with Coursera.

We’ve partnered with Coursera to give you free access for one account holder to their global learning platform when you open the Elevate Chequing Account.

  • Access 11,000+ courses, guided projects, professional certificates and designations in areas like business, technology, data science, and health
  • It’s affordable to learn from world-class universities like Yale and Princeton and earn professional certifications from companies like Google, IBM, and Meta
  • 77% of global learners6 on Coursera report career benefits, from getting a new job and increasing their pay, to gaining skills and improving their performance at work
  • Set your own flexible learning schedule as you access Coursera from anywhere at any time
  • Know someone who could benefit from Coursera? You can gift your free access to another account holder to help set them on a path for success
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We've answered your most popular FAQs.

We definitely think so! In fact, the transfer fee waivers are significant enough that they will offset the monthly cost of the account for many of our members. In addition to the free e-transfers included with the account (compared to $1.50 per e-transfer for our free account), the 2 Interac network ATM withdrawals included monthly and the 3 international ATM withdrawals included yearly present possible savings of up to $75! (2 Interac Network ATM withdrawals per month for 12 months = $60 + $15 for 3 International ATM withdrawals). We know how easily ATM charges can be occurred, so we wanted to give our members peace of mind that these are embedded.

Finally, our Sigma ID protection is valued at $156 a year, and the Coursera access included with the account has a $538 annual value! Not to mention the extra earning potential that Coursera can offer with its opportunity for upskilling and ability to pursue certifications.

No, you can only receive one monthly fee discount per Elevate Chequing account. For example, you cannot receive both the Seniors Discount and the Direct Deposit discount on the same account in the same month. We automatically apply to your account the highest value discount you are eligible for each month.

If you have multiple bank accounts, you could receive a different monthly fee discount for each account, as long as you meet the eligibility requirements to receive each of the discounts.

Direct deposits include recurring payroll, pension and employment insurance direct deposits (including old age security from an employer or the Canadian government).

Here are some more examples of eligible payroll and direct deposits:

Category Description Transaction Codes
Payroll Payroll deposit, special payroll, vacation payroll, overtime payroll, advance payroll, commission payroll, bonus payroll, adjustment payroll 200-207, 450
Pension Federal pension, provincial pension, private pension, Canada Pension Plan, Canada Pension Commission, Old Age Security, War Veteran's Allowance 230-233, 310-312, 315-316
Government Payment Employment Insurance, Family Support, Housing Allowance, Income Security Benefits, Employment Assistance Allowance 313, 318, 600-607

Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024.

Yes, you will have the ability to gift or transfer your license to someone else. For more information contact us at 1.888.517.7000 or visit a branch.

Absolutely! If you are considering opening multiple Elevate accounts to take advantage of these awesome benefits please keep in mind that each account requires a separate unique email address for us to send you your Coursera licenses. For each additional account, you will need to give our Advice Center a call at 1.888.517.7000 to provide us with the email addresses you would like the Coursera Licenses sent.

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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Selector Tool

  1. Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. Only one (1) license can be associated with an email address to open a Coursera account, and if a primary account holder opens two (2) or more Coast Capital Elevate Chequing Accounts, the primary account holder must provide a unique email for each Account in order to receive one (1) bonus license per each opened Account. A license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. A license has a monetary value of CAD 538 per year or a monthly monetary value of CAD 79 as of January 1, 2024. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of a license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
  2. Pay $8.50/month if you:
  3. Coast Capital waives its fee for up to two (2) Interac® network ATM transactions per month for transactions initiated within Canada. Surcharges from other financial intuition ATMs may apply.
  4. Coast Capital waives its fee for up to three (3) international ATM transactions per year for transactions initiated outside Canada. Additional 2.00% international ATM administration fee still applies. The international ATM administration fee is a commission calculate based on the amount of the ATM request Coast Capital receives and is paid from your account to settle your international ATM transaction. The ATM request Coast Capital receives is in Canadian dollars. Any currency conversion to calculate the Canadian dollar transaction amount is done by a third party in the electronic network your ATM request comes through on. Coast Capital does not set the rates for or complete those currency conversions. Fees or commissions of third parties involved in processing your international ATM transaction may also be included in the transaction amount per month for transactions initiated within Canada.
  5. As a holder of an eligible Coast Capital credit card issued by Collabria – only applies to World Mastercard®, Cash Back World Elite Mastercard ®, and Centra Gold Mastercard® – you may qualify for a one time fee rebate of up to $50 upon (i) opening or holding an eligible Coast Capital credit card account as the primary cardholder and (ii) opening or holding a Coast Capital Elevate Chequing Account as the primary account holder. For clarity, if you are currently a primary account holder on a Coast Capital Elevate Chequing Account and then open an eligible Coast Capital credit card account, you will be eligible for the onetime fee rebate; if you are currently a primary cardholder on an eligible Coast Capital credit card account and then open a Coast Capital Elevate Chequing Account, you will be eligible for the onetime fee rebate. The fee rebate shall be applied directly to eligible Coast Capital Elevate Chequing Account in the year the eligible Coast Capital credit card account, or Coast Capital Elevate Chequing Account, or both are opened. Limit of one fee rebate per Coast Capital Elevate Chequing Account. The eligible credit card account and Coast Capital Elevate Chequing Account must be in good standing at the time the fee rebate is applied. Coast Capital may change, revoke, or end this offer at any time in its sole discretion and without further notice.
  6. Results in the 2023 Coursera Learner Outcomes Report are based on a web survey conducted from January 25–March 1, 2023, with a sample of 55,648 respondents who completed a course, Professional Certificate, Specialization, University/MasterTrack Certificate, or degree program on Coursera between June 1, 2021, and September 30, 2022. The Coursera Learner Outcomes Survey was conducted in English only. The sample size enabled Coursera to obtain results with a 95% confidence level when measured against the industry-standard range of error, with the exception of University/MasterTrack Certificates and degree learners, whose results are only reported out as part of the full learner sample. Learner-Outcomes-Report-2023.pdf (https://www.coursera.org/)

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