1. Source: Statistics Canada Table 203-0021 - Survey of household spending (SHS), household spending, Canada, regions and provinces, annual (dollars).
2. Transactions include cheques, Coast Capital Savings^® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone^® bill payments, Coast Online^® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings^® ATM, Coast-by-Phone^® and Coast Online^® Banking) transfers are free. Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
3. Monthly Account Fee information is based on information published on the websites of TD Canada Trust^®, BMO Bank of Montreal^®, Scotiabank^®, RBC^® , and CIBC^® as of February 21, 2019. Monthly Account Fee applies if the account holder does not meet the minimum daily balance requirements to waive the Monthly Account Fee in the case of TD Unlimited Chequing Account, BMO Performance Plan, Scotia One Chequing Account and RBC Signature No Limit Banking. Monthly Account Fee applies if the account holder makes eight or more day-to-day transactions.
4. The Coast Capital Savings Federal Credit Union (the “Credit Union”) New Member Bonus Offer (the “Offer”) of $100 is available between March 18, 2019 and June 30, 2019 to New Members who (i) open a membership with the Credit Union and a Chequing Account (the “Account”) and switch their eligible payroll direct deposit or other recurring direct deposit, or (ii) set up an eligible recurring preauthorized payment of at least $50. The first qualifying payroll direct deposit or other recurring direct deposit must be received within 90 days of successfully opening a membership and an Account. The first and second withdrawal taken from the Account for the pre-authorized payment must be successfully withdrawn within 90 days of successfully opening an Account. For Joint Memberships and Joint Accounts, only the Primary Member is eligible to receive the Offer. Staff of the Credit Union are not eligible for the Offer. New Members must be ages 18 or older and must be residents of Canada (excludes Quebec) in order to be eligible for the Offer. New members must not have been members with Coast Capital Savings since January 2014. The $100 bonus will be paid within 30 days of eligibility criteria being met. Limit of one $100 bonus per person.
   1. Payroll direct deposit or other recurring direct deposit conditions
      Deposits categorized under the Canadian Payment Association code as payroll qualify for the Offer. In addition, pension, Employment Insurance, Old Age Security, Canadian Pension Plan, Workers Compensation, Parental Assistance and Income Security Benefit deposits qualify for the Offer.
   2. Preauthorized bill payment conditions
      This includes preauthorized bill payments or preauthorized loan, mortgage or credit card payments. It does not include transfers into other accounts or into accounts with other financial institutions.

 The Credit Union reserves the right to terminate the Offer at any time.

         Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage.