Introducing Coast Capital® Small Business Suites.
All of your business banking needs together in one suite of products.
Introducing Coast Capital® Small Business Suites.
All of your business banking needs together in one suite of products.
Business Financing
& Lending
You are Now Leaving this Website
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union (“Coast Capital”) or its subsidiaries. FundThrough Inc. is an independent third party service provider which solely owns and controls the content, products, and information contained on its websites. Third party products and services are subject to the third party’s sole approval. Coast Capital makes no representations or warranties about the appropriateness of the third party’s product or services. Coast Capital does not endorse and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
Strengthen the foundation of your business with financing.
Our business financing and lending solutions can provide you with the quick access to funds you need to improve cash flow, make big purchases or prepare for unexpected situations. No matter what decision or challenge you’re facing at the moment, our Business Banking Team is here to partner with you and help you put the right financing solutions in place. Together we can help your business prepare for anything.
Let’s find the right financing solutions, together.
Connect with our Business Banking Team and we’ll work with you to build a personalized lending plan for your unique needs. Book an appointment or call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm PST.
Business Lines of Credit
A safety net of quick access to working capital whenever you need it.†
- Improve cash flow
- Interest paid only on the amount used‡
- Pay it back at your own pace
- Competitive low rates and fees
- Loans range from $1,000 to $50,000,000
- Do you have a trades business? Get approved for a Line of Credit in as little as 30 minutes.†
- Download our Business Line Of Credit guide
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
‡ Subject to the terms and conditions of your line of credit agreement.
Mortgages
Need help financing new and existing operating premises and rental properties? †
- Ideal for purchasing or expanding office, retail and industrial properties, as well as residential subdivision multi-residential properties, and strata units
- Variable and fixed interest rate
- Expert advice from our Business Banking Team to help you choose the right mortgage options unique to your situation
Terms and Conditions.
† Subject to Coast Capital lending policies and criteria. Additional personal guarantee(s), security, and documentation may be required. Fees may apply. Other conditions may apply.
Business Loans
A business loan can help you grow or update your business.†
- Maintain working capital by using business loans for large expenses
- Flexible terms help match your cash flow needs
- Fixed or variable interest rate terms, and/or flexible repayment options‡
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
‡ Subject to the terms and conditions of your loan agreement.
Low Rate Business Mastercard®
Low-Interest Rate. Enhance Business Cash Flow and Purchasing Power. $25 Annual fee.
13.99
%
Purchases
13.99
%
Cash Advances
- Purchase Protection and Extended Warranty Insurance*
You’re now being redirected to Collabria’s site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. Collabria is an independent third party service provider which solely owns and controls the content, products and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations about, does not endorse, and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
You’re now being redirected to Collabria’s site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. Collabria is an independent third party service provider which solely owns and controls the content, products and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations about, does not endorse, and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
Terms and Conditions.
* Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
You’re now being redirected to Collabria’s site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. Collabria is an independent third party service provider which solely owns and controls the content, products and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations about, does not endorse, and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
Letters of Credit
With a Letter of Credit, we can guarantee that payments to third parties can be made.†
- Eliminates the need to make advanced payment or deposits for a commercial transaction
- Demonstrates your credit worthiness and gives you greater access to key suppliers
- Reduces payment risk for all parties
- Ensures that suppliers are not paid, until the letter of credit terms are met
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
Canada Small Business Financing Program (CSBFP)
Get the financing you need for equipment or leasehold improvements.†
- Ideal for startups or small businesses purchasing or improving new or used equipment including business vehicles, or for improving rental properties such as renovations
- For business with gross annual revenues less than $10 million
- Borrower can be sole proprietorship, partnership, corporation or cooperative.
- Enjoy competitive rates, transparent fees with no hidden costs and no security fee.
- Download our CSBFP guide
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
Builder Finance
Are you an experienced builder looking to build and sell a house? We're here to help local builders grow their business.
- Friendly and experienced real estate experts, who will work with you from land acquisition until the sale of the finished project.
- Expertise in a variety of property types including: single family homes, subdivision developments, and multi-family residential.
- Customized financing solutions from $500,000 up to $10 million, to ensure our members have room to grow their business.
Short-Term Loans
Get quick financing for unexpected opportunities or challenges with OnDeck†.
- A simple process with funding in as fast as 1 business day
- Apply online in minutes
- Term loans from $10,000 to $300,000
- Renewal opportunity at 50% paid down
- Competitive rates
- Apply now
Terms and Conditions.
† Short-Term Loans are offered by On Deck Capital Canada, ULC and all loans and loan amounts are subject to On Deck approval. Coast Capital will earn a referral fee on any funded and received loan amount between On Deck and borrower.
Additional services available with any business account.
Business
Digital Banking
Save time when you complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip. Learn more
Business Overdraft Protection
Overdraft Protection attaches to your existing chequing account and prevents you from incurring overdrawn charges between deposits. Talk to us
Deposit 24/7 at thousands of ATMs
Deposit coin, cash and cheques at any branch plus deposit envelopes at any ATM on THE EXCHANGE® Network. Request a business deposit card
SMALL BUSINESS CENTRE
Here are six proactive approaches to take to help improve your cash flow to make sure that your business can come out of the COVID crises in good shape.
MONEY HELP
Guest blogger Kirk Croswell covers some key considerations when using credit for your small business.
MONEY HELP
There are so many lending options for small businesses. How do you choose the right option? Read up on the things you should ask yourself before you decide.
Let’s find the right financing solutions, together
Contact our Business Banking Team at 1.888.517.7000 or book an appointment online.